Michael Dendy

“New construction doesn’t need an appraisal.”Yeah… that’s false.In this Mythbuster Monday episode, Michael Dendy and Rachel Dendy explain why brand-new homes STILL have to appraise — and what happens when they don’t.If you’re building a home or buying new construction, this episode could save you from a massive surprise right before closing.📲 Follow us on Instagram for more mortgage myth busting.📞 Continue Reading about Episode 31 — New Construction Myth Busted (Originally Published March 23, 2026)

Spring is here… and the housing market is heating up fast.In this episode of Home Buying Made Easy, Michael Dendy and Rachel Dendy break down what buyers and sellers need to expect during the 2026 spring surge. Why does inventory jump? Why do bidding wars increase? And how can you avoid getting caught off guard?Whether you’re buying, selling, or trying to do both at the same time, this episode Continue Reading about Episode 30 — Spring Market Madness 2026 (Originally Published March 16, 2026)

Yes, family can help you buy a house… but there are rules.In this episode, Michael Dendy and Rachel Dendy break down how gift funds work for home buying, who can give them, what paperwork lenders need, and the mistakes that can completely derail your loan approval.If parents, grandparents, or family members are helping with your down payment, don’t move money around until you hear this episode Continue Reading about Episode 29 — Can Family Gift You a Down Payment? (Originally Published March 16, 2026)

“Wait… what am I even paying for?”That’s the reaction most people have when they see title insurance on a closing disclosure.In this episode of Home Buying Made Easy, Michael Dendy and Rachel Dendy explain what title insurance actually does, why it matters, and the hidden problems it protects buyers from — including liens, unpaid taxes, forged signatures, ownership disputes, and more.This is one Continue Reading about Episode 28 — Title Insurance Explained (Originally Published March 13, 2026)

Bankruptcy. Foreclosure. Collections. Late payments.Most people think bad credit means the dream of homeownership is over. It’s not.In this episode, Michael Dendy and Rachel Dendy explain how buyers can recover after major financial setbacks and what lenders actually require to qualify again. They cover waiting periods, rebuilding strategies, credit scores, and the smartest steps to move Continue Reading about Episode 27 — Bad Credit? Here’s the Comeback Plan (Originally Published March 7, 2026)

Multiple offers. Bidding wars. Buyers panicking. Sound familiar?In this episode of Home Buying Made Easy, Michael Dendy and Rachel Dendy break down how buyers can stand out in a competitive market WITHOUT making reckless decisions or massively overpaying.From escalation clauses and clean offers to earnest money strategies and when to walk away, this episode gives you the real playbook buyers need Continue Reading about Episode 26 — How to Win the House (Originally Published March 2, 2026)

These two words sound the same… but one can lose you the house.In this episode, Michael Dendy and Rachel Dendy explain the real difference between being pre-qualified and pre-approved — and why sellers, agents, and listing agents care A LOT more than buyers realize.If you’re serious about buying a home in today’s market, this episode could save you from heartbreak, wasted time, and losing out in a Continue Reading about Episode 25 — Pre-Qualified vs. Pre-Approved (Originally Published February 27, 2026)

Do you really need two years at the same job to buy a home? Not always.In this episode of Home Buying Made Easy, Michael Dendy and Rachel Dendy break down one of the biggest myths in mortgage lending: employment history requirements. Whether you just changed jobs, started a new career, work hourly, salary, commission, or are self-employed, this episode explains what lenders are actually looking Continue Reading about Episode 24 — How Long Before You Qualify? (Originally Published February 23, 2026)