Michael Dendy

The phrase "it's a great time to buy" gets thrown around so much it's basically lost all meaning. Same with "it's a seller's market." But what do those things actually mean, and more importantly, what does it mean for you right now, in this market, in this zip code?Michael breaks down the difference between a buyer's market and a seller's market in plain language. What it means to have months of Continue Reading about Buyers Market vs Sellers Market | EP 7 (Originally Published 12-22-25)

If you served this country and nobody sat you down and walked you through your VA loan benefit, that's a problem. It's one of the most powerful home buying tools that exists today. Zero down payment, no PMI, competitive rates, and a staggering number of veterans either don't know it exists or think they can't qualify.This episode breaks down exactly how the VA home loan works: who's eligible, what Continue Reading about VA Superpowers: How Veterans Can Buy a Home with $0 Down | EP 6 (Originally Published 12-19-25)

There's a list of questions every first-time homebuyer has floating around in their head that they're half-afraid to ask because they don't want to sound like they don't know what they're doing. Spoiler: everybody has that list. This episode is where we read it out loud.Michael works through five of the most common questions that come up from real buyers...including the one topic that trips up Continue Reading about 5 Questions First Time Home Buyers Ask! | Ep 5 (Originally published 12-15-25)

Here's how most refinancing conversations go: the lender tells you rates are great, you should jump on it, sign here. What they skip is the part where they explain whether it actually makes sense for your specific situation. That's the conversation we're having in this episode.Michael breaks down Refinancing 101 — what it is, when it makes sense, when it doesn't, and how to run the real math so Continue Reading about Refinancing 101: Take Advantage of Refinancing | EP 4 (Originally published 12-12-25)

I sat my daughters down — Mary-Kate, who was 10, and ZuZu, who was 8 — put a microphone in front of them, and asked them to explain what a mortgage is. No coaching. No hints. Just two kids who've heard the word their whole lives because their dad won't shut up about loans.What came out of their mouths was equal parts wrong, adorable, and somehow more honest than most bank brochures I've read. Continue Reading about Mortgage Descriptions From My Kids | EP 3 (Originally published 12-08-25)

Somebody had to say it: most of the information out there about buying a home is either too vague to be useful or so buried in fine print you'd need a law degree to understand it. This episode is the one you send your friend who just started house hunting and already looks like they need a nap.Down payments. Credit scores. Closing costs. Contingencies. Inspections. Competitive offers. Michael Continue Reading about FAQ From Home Buyers! | EP 2 (Originally published 12-05-25)

You ever Google "how to buy a house" and close the tab twenty minutes later feeling worse than when you started? That's not an accident. The mortgage world is loaded with jargon, fine print, and people who'd rather keep you confused. This first episode of Home Buying Made Easy is the antidote to all of that.Michael Dendy, a mortgage expert, sits down to answer the questions first-time homebuyers Continue Reading about Can You Actually Buy A House This Year? | EP 1 (Original published 12-01-25)